Choose software that supports your income sources and the tasks you need to complete. Verify its current HMRC recognition, eligibility and pricing before switching or paying.
Find currently available software
Use the official HMRC software finder to check available products. Confirm whether a product supports quarterly updates, end-of-year filing, your accounting method and any accountant access you need. Check the provider's current terms rather than relying on an old comparison price.
Free software options
HMRC does not provide its own MTD for Income Tax software. Free products are available from commercial providers; check their eligibility, limits and supported income sources in the official software finder.
HMRC confirms that it is not providing its own MTD solution in its 28 August 2026 parliamentary answer. Its software guidance explains how to choose a suitable commercial product.
ClearMTD availability
ClearMTD is in development and has not received HMRC production approval. Public registration and live submissions are unavailable. Its current scope is owner-operated digital records and in-year quarterly updates for self-employment, UK property and foreign property. Final Declaration and agent filing are not supported.
The application has been exercised against HMRC's sandbox. Sandbox results do not establish production approval. It does not provide bank feeds or automatic expense categorisation; customers maintain their dated records and choose categories.
Before switching
Keep access to your existing records and export them. Check how the new provider handles digital links, prior submissions and corrections. Do not stop using software you need for current deadlines while waiting for an unapproved product. Consult your accountant if you are unsure which features your tax affairs require.
